Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Taking Financial Advice Will Enhance Your Wealth

A recent report1 has shown that consumers who take financial advice find themselves better off than those who don’t take advice when making major financial decisions.  

Entitled ‘The Value of Financial Advice’, it was produced by the UK think-tank, the international Longevity Centre, in conjunction with insurers Royal London, and  demonstrates that those who receive financial advice are on average £40,000 better off than those who don’t.

The report examines two groups. The affluent group, comprised of wealthier people who are more likely to have degrees, be part of a couple, and be homeowners. The other, the ‘just getting by’ group, was more likely to have lower levels of educational attainment, be single, divorced or widowed, and be renting.

The ‘affluent but advised’

This group accumulated on average £12,363 (or 17%) more in liquid financial assets, and £30,882 (or 16%) more in pension wealth than those who were affluent but hadn’t  received advice.

The ‘just getting by but advised’

Here a similar picture emerged. This group accumulated on average £14,036 (or 39%) more in liquid financial assets, and £25,859 (21%) more in pension wealth than those who were ‘just getting by but not advised’.

 What financial advice provides

Getting the best mortgage deal, saving into the right pension plan, or investing wisely for the future are just some of the occasions where getting informed professional advice can help you make the right decisions for your money.

So, if you’d like help with life’s important financial decisions, or feel that you could benefit from an assessment of your current circumstances, or would like help devising a comprehensive wealth plan for your future, then do get in touch, we’re here to help.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

1International Longevity Centre, 2017;  Source: Intrinsic Essentially Wealth Q4 2017

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable

Steve Allan March 2018

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Straight forward information and easy to follow progress, being able to see everything via the Old Mutual portal is excellent. Stress free from start to finish and such a good feeling about who is best at looking after my financial future.

Phil Harmer, April 2017

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Gary provided excellent advice and assistance with a complex purchase. He understood the timescales and sourced lending when others could not.

James, Swansea

I had the best possible products tailored for me. I appreciate how much time you have saved me.

Karen, London

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

Get In Touch
Financial worker
Don't walk a financial tightrope with your finances, trust Cosgrove Brown
Contact Cosgrove Brown